January is here and I bet you are as broke as the next guy. Not that you do not save but because you blew all your money over Christmas. But do not worry; here are tips to help you spend less on Christmas without killing the sparkle;
Shop online
Here there are all sorts of things. You can buy whatever you want online. It even gets better as you always buy cheaper than your conventional stores. Compare different prices and settle for the best offer. It has never been easier to get what you want delivered to your doorstep with no extra cost.
Make a shopping list and stick to it
If you made a shopping list, you would not have spent so much on unwanted stuff. Now onwards, make a list of the necessary things and stick to it all the way. Buy only them and steer away from impulse buying. You will be amazed by how much you have been wasting on unnecessary things.
Give cards and not gifts
Cards are way cheaper than gifts. They also capture the festive season better than a gift would though they do not last for long. If yours is all about celebrating then a card would do.
If you must, give homemade gifts
If for you Christmas is never complete without gifts; you need a plan that will work. What about homemade gifts? These ones are cheap and more effective in capturing the merriment mood. Use your simple skills to make your loved one something they would love. You already know their preferences so you will not get it wrong
You see, your January should not be that harsh on you financially. You can save during the festive season and still have all the fun. Use these tips and your new year will always be a time to look forward to.
